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So your SCHOOL LOANS are in DEFAULT and you are too scared to do anything about it. 1 Find out who owns all your debts.

Arctic Sea Ice Has Melted To New Record Levels. The very latest scientific research shows dramatically that Arctic ice is continuing to melt at an alarming rate. Arctic ice is also melting more quickly than previously anticipated by scientists. This is a serious theat to the habitat of the Arctic Polar bear and to the World climate. Polar Ice Caps Melting May Change the Map of the World.

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Do you know anyone who doesn t like ice cream? Probably not. It s one of the most popular foods eaten and has become a part of our South African culture. It is synonymous with hot summer days as a way to cool off and is a treat for child and adult alike. Occasion, nearly everyone smiles with anticipation when a dish of Polar ice cream. Is placed in front of them. How We Make Ice Cream. Everything starts with a recipe! .